Workers

The person or business that hires a worker has to register and pay for WSIB coverage on behalf of that worker.

The WSIB considers you to be worker in construction if:

  • You do not report to a government agency like the CRA as self employed.
  • You receive a T4 from your employer.
  • You have been hired to do work in the construction industry.

If you meet these criteria, the WSIB considers you a worker. This means that the person or business that hires you has to register and pay for WSIB coverage on your behalf.

If you’re not sure how you’re defined under Mandatory Coverage, use the coverage tool on the home page to find out.

What ‘Coverage’ Means for You

As a worker, if you have a work-related injury or develop a work-related illness, you can depend on the WSIB to support you throughout your recovery, and help you get safely back to work.

Depending on your situation, we may provide:

  • Replacement of up to 85% of your net earnings starting the day after the injury.
  • Loss of retirement income benefit.
  • Coverage for health care costs.
  • Help getting you back to work safely, and retraining if necessary.

You can find more information on the Benefits of Coverage page.

What to do if you have a Work-related Injury or Develop a Work-related Illness

If you have a work-related injury or develop a work-related illness, your employer must report the accident or illness to the WSIB within 3 days if you:

  • Require health care, or
  • Need to take some time off to recover, or
  • Can only work partial hours, or
  • Do modified work for less than regular pay, or
  • Do modified work for more than 7 days.

You should also submit your own injury report by mail/fax or by calling us Monday to Friday from 7:30 a.m. to 5:00 p.m. at 416-344-1000 or 1-800-387-0750 (TTY 1-800-387-0050).